Mortgage Plan
Secure your family’s future and build wealth with a home of your own. Our flexible Mortgage Plan makes homeownership in Ghana an achievable dream. Turn rent payments into a valuable asset for generations to come.
Introduction
For many Ghanaians, the dream of owning a home can feel like a distant goal while the monthly cycle of rent offers no long-term return. The SIC Life Mortgage Plan is designed to change that narrative, providing a clear, secure, and achievable path for you and your family to step into a home you can proudly call your own. This plan is more than just a loan; it's a comprehensive life insurance policy created to protect your biggest investment and your family's future.
Features
- Lump-Sum Payout: In the event of death or total permanent disability, the policy pays out a lump sum to cover the outstanding mortgage balance, ensuring your family keeps their home.
- Flexible Terms: The policy term is designed to match the duration of your mortgage loan, providing seamless coverage from start to finish.
- Fixed Premiums: Enjoy the stability of fixed premium payments throughout the term of your policy, making it easy to budget and plan your finances.
- Wide Eligibility: Available to all mortgage holders in Ghana within the specified age limits, making it an accessible solution for most homebuyers.
Benefits
- Ultimate Family Security: The primary benefit is the absolute peace of mind that comes from knowing your family will always have a roof over their heads, no matter what happens to you. The policy removes the risk of foreclosure due to unforeseen life events.
- Build Generational Wealth: By securing your property, you are not just providing a home; you are building a valuable asset that can be passed down, creating a foundation for generational wealth.
- Protect Your Credit: Ensures your mortgage obligations are met, protecting your credit history and financial standing even in difficult times.
- Simple and Affordable: Integrated directly with your mortgage, this plan is a cost-effective way to secure a major financial liability with minimal hassle.